Proven Strategy Since 2014

From $0 to $250,000+
in Business Funding

Even without established credit. Even without major collateral.

For serious entrepreneurs who want to fund their growth in the United States, without navigating the banking maze alone.

🆓 Free Consultation (30 min) No obligation View Our Packages
500+ entrepreneurs funded
$50M+ capital obtained
95% success rate
🇫🇷 🇺🇸 🇪🇸 Trilingual Service
500+
Clients Served
$50M+
Funding Facilitated
95%
Success Rate
10+
Years Experience

Why Many Businesses Struggle to Access Capital

Many entrepreneurs generate revenue but still struggle to access financing.

No Business Credit Profile

Starting from scratch with no established business credit history.

Weak Financial Structure

Lack of proper business structuring and financial documentation.

No Lender Credibility

Missing the necessary credentials that lenders require.

Poor Funding Preparation

Unprepared documentation and strategy for funding applications.

How Exparcus Capital Helps Entrepreneurs

Business Structuring

Build a strong and credible business foundation that positions you for success.

Business Credit Strategy

Develop a strong business credit profile that opens doors to opportunities.

Funding Preparation

Position your company for lender and investor opportunities with strategic preparation.

View Our Packages

Transparent Pricing

Our Packages

Choose the level of support that matches your funding goals

Strategic Diagnostic

$497

1 week

  • ✓ Complete situation evaluation
  • ✓ Business & personal credit analysis
  • ✓ Best funding options identified
  • ✓ Personalized action plan
  • ✓ 1 strategy session (60 min)

Ideal for: Entrepreneurs who want to know where to start

Get Started

Complete Preparation

$2,497

3-4 weeks

  • ✓ Everything in Diagnostic, PLUS:
  • ✓ Professional business plan
  • ✓ 3-5 year financial projections
  • ✓ Loan document preparation
  • ✓ Business structure optimization
  • ✓ 3 coaching sessions

Ideal for: Entrepreneurs ready to submit applications

Get Started
MOST POPULAR

Full Support

$4,997

6-8 weeks

  • ✓ Everything in Preparation, PLUS:
  • ✓ Submission to 5-10 lenders
  • ✓ Follow-up with institutions
  • ✓ Best terms negotiation
  • ✓ Support until signature
  • ✓ Post-funding support (90 days)

Ideal for: Complete turnkey service

Get Started

Enterprise

Custom

Tailored timeline

  • ✓ Funding over $250,000
  • ✓ Multiple credit lines
  • ✓ Debt restructuring
  • ✓ Multi-location expansion
  • ✓ Dedicated account manager

Ideal for: Large-scale funding needs

Contact Us
🛡️

Satisfaction Guarantee

If you're not satisfied with your Diagnostic session, we'll refund you 100%. No questions asked.

Steve Pierre Monard - Founder of Exparcus Capital

Meet the Founder

Steve Pierre Monard

With over a decade of experience in business finance and credit strategy, Steve Pierre Monard founded Exparcus Capital to help serious entrepreneurs navigate the complex world of business funding.

His mission is simple: empower business owners with the knowledge, structure, and credit foundation they need to access capital and scale their ventures. Steve has personally helped hundreds of entrepreneurs secure funding and build sustainable businesses.

  • Strategic financial guidance from experienced advisors
  • Focus on serious entrepreneurs committed to growth
  • Personalized advisory approach tailored to your business
  • U.S. business credit expertise and industry knowledge
Schedule a Call with Steve

Who Our Services Are Designed For

  • Entrepreneurs with active businesses
  • LLC owners with established personal credit
  • Startups preparing for growth
  • Business owners planning to scale

We do not offer credit repair.

We work exclusively with serious entrepreneurs.

Step-by-Step Roadmap

Your Path to Funding

A proven 6-8 week process to get you funded

1

Strategic Assessment

Week 1

Days 1-3:

  • ✓ 30-min discovery call
  • ✓ Business (EIN) & personal credit analysis
  • ✓ Business structure review
  • ✓ Financial statements analysis

Days 4-7:

  • ✓ 5-8 funding options identified
  • ✓ Approval probability calculated
  • ✓ 60-min presentation session
  • ✓ Complete report (15-20 pages)
2

Application Preparation

Weeks 2-4

Week 2 - Foundations:

  • ✓ Legal structure optimization
  • ✓ Business bank accounts
  • ✓ Business credit established

Week 3 - Content:

  • ✓ Executive Summary
  • ✓ Full business plan (20-30 pages)
  • ✓ 3-5 year financial projections

Week 4 - Finalization:

  • ✓ Document assembly
  • ✓ Presentation coaching
  • ✓ Bank interview simulation
3

Submission & Negotiation

Weeks 5-8

  • ✓ Submission to 5-10 lenders simultaneously
  • ✓ Follow-up with institutions
  • ✓ Detailed offers analysis
  • ✓ Best terms negotiation
  • ✓ Contract review with attorney
  • ✓ Disbursement coordination
🎁

BONUS: Post-Funding Support (90 days)

  • ✓ Automatic payment setup help
  • ✓ Fund usage guidance
  • ✓ Positive payment history strategy
  • ✓ Next funding round planning

Realistic Timeline:

⚡ Fast scenario: 6 weeks
📊 Standard: 8-10 weeks
🔧 Complex: 12-16 weeks
📊 Schedule My Free Evaluation 3 spots available this month

Entrepreneurs Trust Exparcus Capital

"Exparcus Capital helped me structure my LLC properly and build business credit from the ground up. Their strategic approach made all the difference."

Michael Chen

E-commerce Business Owner

"The team at Exparcus Capital provided clear guidance on funding preparation. Their expertise helped me secure the capital I needed to scale."

Sarah Martinez

Tech Startup Founder

"Working with Exparcus Capital positioned my business for funding opportunities I didn't think were possible. Highly recommended."

David Thompson

Real Estate Entrepreneur

Proven Track Record

Recent Client Funding - Last 90 Days

🍽️

Restaurant

$125,000
  • Type: SBA 7(a) Loan
  • Rate: 7.5% APR
  • Term: 10 years
  • Location: Miami, FL

Profile: Haitian entrepreneur, 2 years business, credit 680

✓ 2nd location expansion successful

⭐ LARGEST THIS MONTH
🏪

Retail Store

$250,000
  • Type: SBA 504 Loan
  • Rate: 6.8% APR
  • Term: 20 years
  • Location: Philadelphia, PA

Profile: French entrepreneur, commercial property purchase

✓ Now owns their location

✂️

Beauty Salon

$75,000
  • Type: Business Line of Credit
  • Rate: 9.2% APR
  • Term: Revolving
  • Location: New York, NY

Profile: Senegalese entrepreneur, credit 640, 3 years business

✓ Complete renovation + new equipment

🚚

Transport/Logistics

$180,000
  • Type: Equipment Financing
  • Rate: 8.5% APR
  • Term: 7 years
  • Location: Houston, TX

Profile: Cameroonian entrepreneur, 3 truck purchase

✓ Fleet from 2 to 5 vehicles

💻

E-commerce

$50,000
  • Type: SBA Microloan
  • Rate: 8.0% APR
  • Term: 6 years
  • Location: Los Angeles, CA

Profile: Startup, French founder, credit 720

✓ Inventory + marketing launched

🏋️

Fitness/Wellness

$95,000
  • Type: Commercial Loan
  • Rate: 10.5% APR
  • Term: 5 years
  • Location: Atlanta, GA

Profile: Haitian entrepreneur, credit 610, co-borrower

✓ Successful gym opening

Your Business Deserves the Same Success

Book My Free Evaluation

Frequently Asked Questions

Do you work with people who have bad personal credit? +

Yes! Our strategy is different and more powerful.

Instead of just "repairing" your personal credit (which takes years), we help you BUILD a separate, strong BUSINESS credit.

This means that even if your personal credit isn't perfect, you can qualify for funding using:

  • ✓ Proper corporate structure (LLC, Corporation)
  • ✓ Business credit under EIN (not your SSN)
  • ✓ SBA strategies for new businesses
  • ✓ Programs for minorities and entrepreneurs

Result: Our clients get funding based on the strength of their BUSINESS, not just their personal history.

How long does business credit building take? +

The timeline varies depending on your starting point and business structure. Typically, establishing a strong business credit profile takes 6-12 months of strategic development. We create a customized roadmap based on your specific situation and goals.

Do you guarantee funding? +

We do not guarantee funding. Our role is to position your business optimally for funding opportunities by helping you build business credit, structure your company properly, and prepare comprehensive documentation. The final funding decision is made by lenders and investors based on their criteria.

Do you work with startups? +

Yes, we work with startups that are preparing for growth and serious about building a strong business foundation. We help new businesses structure properly from the beginning and develop a strategic approach to business credit development.

Ready to Get Your Funding?

Book a free consultation with Exparcus Capital and discover exactly how much funding your business can access.

🆓 Free Consultation Discover your options View Our Packages

Prefer email? steve@exparcus.com